Boiler cover

Compare Boiler Cover Prices Near You

Home > Heating Projects > Boiler cover

Boiler cover

Boiler cover is a type of insurance that you can take out to protect your boiler. If your boiler breaks down, you’ll have peace of mind that a Gas Safe-registered engineer will come and investigate the problem to try to fix it. Usually you’ll be covered for repairs, including labour and spare parts, but you might also have yearly servicing included along with other extras.

Why should I get boiler cover?

If your boiler is a few years old, the risk of it breaking down will increase with every year. Getting boiler cover protects you from costly repairs, as you’re spreading the cost monthly. If you’re worried about not being able to cover repairs, boiler cover is a good idea. You can often buy boiler cover with your yearly services too, so you don’t have to worry about sorting it out separately.

What types of boiler cover are there?

Generally there are two types of boiler cover. The first type only covers your boiler and its controls for repairs and often servicing, whereas the other type covers your entire central heating system. It usually includes all of the plumbing and radiators, so it will be more expensive. However, replacing or repairing your entire central heating system could cost thousands, so taking out full cover if your system is getting old is a good idea.

Will taking out boiler cover save me money?

If your boiler goes wrong and you don’t have boiler cover, it could be very expensive to repair. Having boiler cover protects you from having to spend a huge amount on labour and spare parts, so it could definitely save you money in the long term. It also saves you the worry of your boiler going wrong and not having the money to cover the cost of repairs upfront, as it will all be included in your monthly payments.

Average Boiler cover cost

Advantages for Boiler cover

  • The average cost of a boiler repair, not including call-out fees, is £245, so having boiler cover will save you money
  • If you live in rented accomodation then you won't need boiler cover as it's your landlords responsibility
  • Removes the fear that your boiler may break down resulting in a large cost all at once
  • Some policies include an annual boiler service

Disadvantages for Boiler cover

  • Some policies will only cover boilers less than 15 years old
  • You may not ever need to use it
  • If you recently had a new boiler you probably won't need boiler cover

Boiler cover FAQs

Which boiler breakdown cover?

During the cold months ( winter), there’s a high chance for a more frequent occurrence of faults and breakdowns of your boiler as this is the time in which more strain is being placed on the device. Unfortunately, this is exactly the time in which you’d wish to derive maximum benefits from your boiler to keep you warm all through the winter. As a result, home owners are given no other option than to pay the mega boiler repair bills to keep themselves warm and cosy all winter long. There is, however, an option which can greatly soften the blow and that’s having a boiler breakdown cover.

Boiler breakdown cover provides coverage for cost of hiring an engineer to get your boiler back to a top condition while also paying for the parts as well as labour needed to resolve the boiler’s fault. To select a boiler breakdown cover, you should take into account factors like whether or not the policy provides coverage for limited or unlimited call-outs within the coverage period. You should also ensure to go through the terms and conditions of the cover if you can stake a claim if your boiler were to be damaged by a different thing in your central heating configuration or a persistent fault.

There are an array of boiler breakdown package types with little differences which relates to one or more of the following:

• The package monthly cost

• The call outs excess to be paid

• The nature of the helpline. It may be a 24/7 service or just a few selected hours of the day.

Therefore, to answer the question of which boiler breakdown cover, you’d have to compare the different packages to determine the most suitable one for both your needs as well as pocket.

Should I get boiler cover?

A terrible day would be walking into your home to discover your boiler is broken - nobody prays for that and even more so, when you’re fully aware a broken boiler can be one of the most expensive things to repair. However, when this occurs, a boiler plan is ready to help cover the repair cost - and that’s only if you’ve gotten one. Generally, cover plans feature only a monthly price which is quite affordable when compared to paying a huge lump sum at once. Furthermore, depending on your cover level, you may not be required to incur call out charges or any other expensive services rendered. And in the event whereby your boiler can’t be repaired, there’ll be plans in place to get a replacement unit. As a result, getting a boiler cover is a great way to give yourself a peace of mind and see to it that you’re not left in the cold when the worse happens.

So the answer to whether or not you should get a boiler cover is totally a positive one. The purchase of a new heating system can be quite costly, but it would even be costlier when you have to repair it ceaselessly throughout it’s service years. With several modern combi units being a complicated heating system to repair, getting a cover plan with unlimited call outs, zero excess as well as cover parts and labour would be a truly wise decision.

In addition, an annual service of your heating system is required by manufacturers in order to make the warranty valid. Therefore, just a basic service plan is very crucial if you do not buy the idea of having to fork out at least £70 for each service.

Do I need homeserve plumbing and drainage cover?

Are you worried about blocked drains? Yes, you probably should! As a homeowner ( with a detached, semi detached or terraced house), all plumbing and drainage issues within your home or even within your property boundary is your responsibility. Hence, you’d might want to consider getting a Homeserve plumbing and drainage cover to help keep your home running smoothly and putting your mind at ease. The only exception here is if the drain in question is a lateral drain which is a common feature in flats. In this situation, it’s only the building managers that would be responsible for the maintenance of the drainage as it’s shared between several homes. Before 2011, the various flats or houses that shares the lateral drain are responsible for its maintenance.

Working with top utility companies for over 2 decades, Homeserve has positioned itself as one of the leading home assistance providers in the United Kingdom. With their top notch services, they’ve been able to make their client’s lives a lot easier and stress free through the provision of a wide array of repair solutions such as drainage, plumbing, heating, electrics and a lot more.

As a homeowner with the responsibility of maintaining the drains and ensuring there’s no block or damage, it’s simply a no brainer to go for a plumbing and drainage cover and more importantly, get good cover. Homeserve are one of the providers but there are a number of others which offer great service at competitive prices. Without an insurance in place, you may just have to break the bank just to have an engineer or plumber to fix any plumbing or drainage issue you might have. So why not give yourself a peace of mind and get a cover today?

British Gas HomeCare or Homeserve - Who is better or is there a cheaper alternative?

When it comes to boiler insurance in the UK, two companies easily comes to mind - British Gas Homecare and Homeserve. Just like any other choice you’d have to make, choosing the company that’s best for you might be a bit difficult especially if you don’t want to make the wrong choice. This article will give you a good insight into the pros and cons of the two companies’ boiler cover to help you make the best choice for your home.

British Gas Homecare Cover

Pros

• Reduced cost of services as a result of the annual payment option.

• An array of affordable packages including both few and several services

• Although vulnerable customers are prioritized, the company offers a 24/7 services.

• Unlimited claims

• Depending on what you wish to get, be it only a monthly boiler cover or more services, you’ll get several services’ options.

Cons

• With a 50% bad rating on a reliable customer review site, you know there is a question mark on the company’s customer service.

• Increment in renewal price after first year of service.

• Lacks cover for the boiler’s sludge or scale.

Homeserve Cover

Pros

• For most individuals, the 5 packages offered are affordable.

• 24 hour help hotline

• From reliable customer rating websites, the company offers a great service.

• Cover costs include both parts and labour.

• There are good options for one-off repairs.

• The options are cheaper than British Gas services.

• There are multiple choices for excess payments for various packages.

• An option for annual boiler repair.

Cons

• Lack of annual payment option

• The price of the packages will increase after the first year

• The services are mostly for houses or flats, while businesses and other types of property are being neglected.

Does home insurance cover boiler?

Breakdowns of boilers are quite common during the winter months and are usually very expensive to repair when this occurs. According to the research carried out recently by uSwitch, repairing a boiler can cost an average of about £314 with a figure over 20 percent of homes experiencing various heating system issues last year.

To answer the question of whether or not your existing home insurance will be enough to cover the boiler breakdown, the answer is probably not. This is due to the fact that heating system faults or breakdowns is a very common occurrence and as a result of poor maintenance practices as well as a high repair cost, several insurance companies often remove it from their home insurance policies.

Generally, you’d be given an option of what is termed as “emergency home cover which is an add on or extra to your home insurance policy. Luckily, this add on is quite inexpensive and may be as little as £4 or £5 per month. Depending on your need or budget, you can also purchase the add on as a “stand alone from your current insurer or another company. However, the stand alone option is usually more expensive.

The emergency home cover normally provides coverage for the boiler repair cost and few times, the rest of the central heating system as well. Being fully aware how important a boiler can be, insurance companies usually deliver a rapid response service as suggested in the name, “emergency home cover. However, the maximum pay out for call out charges is capped at a particular amount which usually ranges from £500 and £1,000. Apart from the call out fees, the emergency cover also includes a limit on the pay out amount for future required repairs of heating systems which includes both parts labour.

What does a boiler service cover?

To ensure that your boiler is safe and operating efficiently, it’s essential to have it serviced on a regular basis.

Generally, a boiler service will deliver a wide array of benefits which includes the opportunity to identify safety issues like a possible leak of carbon monoxide, efficient use of energy and reduction in energy bills, prevention of breakdowns, a valid warranty when the boiler is serviced regularly by a qualified engineer as well as an extended lifespan. So what exactly does a boiler service cover? This guide will give you a good insight as to what happens during that service.

Before we get started, it’s very important to note that the work done is always as good as the engineer you employ. Therefore, it’s advisable to make sure your preferred engineer is qualified before proceeding with the service. Below are some of the basic practices the engineer may perform during their visit.

• Thorough Inspection

During the visit, the engineer will carry out a detailed examination of your boiler to ensure it still meets the current standards while also making sure that there are no leaks or corrosion. What’s more? They’ll also examine the boiler’s flame for any faults.

• Boiler Casing Removal

The boiler casing will be detached to check all components and ensure they’re free from all forms of dirt and see to it that they’re all working just as they should. This will include examination of the heat exchanger, main injector, burner and spark probe.

• Flue Examination

The engineer will inspect the flue terminals to make sure there are no form of obstructions and it’s also safely installed.

• Gas Pressure Examination

This is done to make sure the heating system is operating at the right pressure.

How much does boiler cover cost?

To ensure your boiler is functioning efficiently and to keep your home warm, it’s important to see that your boiler is serviced on a regular basis by a licensed boiler engineer. Failure to do this can result in sudden boiler breakdown which can be a hard hitting blow to one’s financial power especially when there’s no boiler cover to cushion the blow or totally avoid it all together.

When your boiler is covered, it implies that you’re protected in the event whereby your boiler or it’s controls malfunctions or break. Several boiler cover will include the servicing cost, while some may not so it’s advisable to always go through the details, no matter how small, before entering into a boiler cover agreement. Typically, a boiler cover will cost between £60 to £100 per year and the payment is made on a monthly basis. Various boiler insurance companies have varying cover cost, however, here are the common boiler cover policies:

• Homeserve charges from £13 per month

• EDF Energy costs from £13.29 per month

• British Gas from £12 per month

• Scottish Power from £13.13 every month

• CETRI UK charges from £13.50 every month

• 24/7 home rescue costs from £9.60 every month

• Gorgi Home Plan costs from £6 per month plus 3 months free

• Your repair charges from £9.60 per month

• NPower Boiler Cover costs from £10.92 every month

• SSE Boiler Breakdown Cover charges from £4.95 every month

It’s important to note that sometimes you have the option of adding your boiler cover to your existing home insurance, if you do not want a standalone policy for your boiler cover. In many scenarios, this is referred to as an extra or add on service referred to as “Home Emergency Cover. When compared to the standalone boiler policies, this is usually a lot cheaper as it comes in around £5 per month.

What does british gas boiler cover include?

As you would have guessed, the British Gas is one of the leading home assistant companies located in the United Kingdom which delivers a large variety of services to customers and boilers. Basically, they offer four (4) service packages. The first package is an annual boiler service and boiler as well as controls repair. Meanwhile the fourth package (also the largest) combines boiler services with central heating, plumbing, drains as well as home electrics.

Apart from the monthly payment package offerings, customers are allowed to pay on a yearly basis with a large lump sum. If you opt to pay annually, this will help you save some amount of money. There’s also the option of paying an extra £60 to further lower either monthly or annual costs. What’s more? Customers are also allowed to pay an extra of £99 to get either £2.50 for boiler repairs a month or £5.50 for both repairs on boiler and its controls as well as central heating system repairs.

After placing a claim, the repairs required by your boiler would be made within 24 hours. However, in certain cases, there may be some delays as British Gas tend to rate vulnerable customers ( such as elderly persons and families with little kids) higher than the usual ones. All products will include a 24/7 customer support, unlimited call outs as well as a 14 day cooling off period if you choose to remove any service.

In conclusion, British Gas is an affordable and hassle free company offering customers top notch services. Their gas boiler cover include so many juicy benefits you simply can’t afford to miss out on if you have a gas boiler in your home or property.

Rated Local professionals

Similar Customer Enquiries for Boiler cover

18 Oct

Heating | Boiler Cover

Westerham - TN16

Enquiry from: Christopher O

Start Date: Immediate

Boiler & Cylinder service

Post a similar request >

11 Oct

Heating | Boiler Cover

Dumfries - DG1

Enquiry from: John C

Start Date: Immediate

Boiler cover. Parts and Labour no excess

Post a similar request >

24 Sep

Heating | Boiler Cover

London - E3

Enquiry from: Bridget C

Start Date: Immediate

electric boiler cover service are you the property owner: owner of the property what work do you require: repair, service, other how old is your boiler: 0-5 years what make is your boiler: other boile...

Post a similar request >

13 Sep

Heating | Boiler Cover

London - E3

Enquiry from: Bridget C

Start Date: Immediate

electric boiler cover service are you the property owner: owner of the property what work do you require: repair, service, other how old is your boiler: 0-5 years what make is your boiler: other boile...

Post a similar request >

10 Sep

Heating | Boiler Cover

Irvine - KA11

Enquiry from: Elaine M

Start Date: Immediate

Looking corner and dental heating cover

Post a similar request >

16 Aug

Heating | Boiler Cover

Stonehouse - GL10

Enquiry from: Maria G

Start Date: Less than one month

looking for a quote for boiler cove with an annual service are you the property owner: owner of the property property type: detached what work do you require: other how old is your boiler: 6-10 years ...

Post a similar request >

19 Feb

Heating | Boiler Cover

Edinburgh - EH54

Enquiry from: William M

Start Date: Less than one month

boiler / heating cover needed for retal house are you the property owner: owner of the property property type: terrace what work do you require: service how old is your boiler: 0-5 years what make is...

Post a similar request >

27 Jan

Heating | Boiler Cover

Southampton - SO18

Enquiry from: Steve C

Start Date: Immediate

boiler cover to cover boiler if it breaks

Post a similar request >

17 Jan

Heating | Boiler Cover

Telford - TF2

Enquiry from: Mrs S

Start Date: Immediate

yearly cover and servicing annually i have moved in this properrty so i need cover are you the property owner: owner of the property property type: detached what work do you require: service how old...

Post a similar request >

02 Sep

Heating | Boiler Cover

St. Leonards-on-Sea - TN38

Enquiry from: Vicki C

Start Date: Immediate

Customer is looking for quotes for Boiler Cover from pros around St. Leonards-on-Sea. Please call to arrange appointment to discuss

Post a similar request >

22 Aug

Heating | Boiler Cover

Wigan - WN2

Enquiry from: Irshad A

Start Date: 1 to 3 months

central heating system and boiler time scale: 1-3 months please call to appoint

Post a similar request >

13 Aug

Heating | Boiler Cover

Halifax - HX1

Enquiry from: Mohamed A

Start Date: Immediate

Boiler and white appliances insurance

Post a similar request >

28 Jul

Heating | Boiler Cover

Stockport - SK5

Enquiry from: Djabbar B

Start Date: 1 to 3 months

i am looking for electric boiler (megaflo) cover and meantance time scale: less than one month please call to appoint time scale: 1-3 months

Post a similar request >

13 Jul

Heating | Boiler Cover

Shipley - BD17

Enquiry from: Kathryn L

Start Date: Less than one month

gas fire and boiler servicing time scale: less than one month please call to appoint

Post a similar request >

17 Jun

Heating | Boiler Cover

Halifax - HX3

Enquiry from: Alberto G

Start Date: Immediate

I would like to check If I qualify for Radiator replacement scheme.

Post a similar request >

14 May

Heating | Boiler Cover

London - SW16

Enquiry from: Zac T

Start Date: Immediate

Customer made an enquiry for Boiler Cover via one of our websites. Looking at various options they would like to discuss directly Confirmed interest Please call to discuss and arrange appointment to ...

Post a similar request >

22 Apr

Heating | Boiler Cover

Liverpool - L11

Enquiry from: Cresa C

Start Date: Immediate

i need a cover for my boiler send me info from email

Post a similar request >

15 Apr

Heating | Boiler Cover

London - SW19

Enquiry from: Graeme G

Start Date: Immediate

Customer made an online enquiry for Boiler Cover via one of our websites. Confirmed via . Please call to arrange an appointment to quote.

Post a similar request >

06 Jan

Heating | Boiler Cover

Doncaster - DN2

Enquiry from: Julie B

Start Date: Immediate

Submit your free quote for rated tradespeople

Post a similar request >

06 Nov

Heating | Boiler Cover

Larne - BT40

Enquiry from: David S

Start Date: Immediate

Boiler and heating cover

Post a similar request >

How it works

Tell us about your Boiler cover project

Answer a few quick questions so we can match you with professionals who can help.

Find up to 4 professionals in your area

Get free, no-obligation quotes from 4 verified professionals working in your area.

Hire with confidence

Compare customer reviews, services and prices, and choose the right professional for you.

Need more help?

Boiler Repair Cost Guide Published: 26/03/2020 It always happens at the worst time. You’ll be fast approaching Christmas, or you’ve had a month of heavy bills, and suddenly your heating has stopped working. Or perhaps you try running a bath and there’s next to no hot water, no matter how much you try. Chances are, your boiler has something wrong with […] Read this article
Ideal Boiler Cost Guide Published: 25/03/2020 Keeping your home warm and cosy can be a complicated process if you don’t know how to find and get what you need. Apart from the type of boiler, you have to think about what your property can use, what changes the installation needs and how you can afford it all. There are clear answers […] Read this article
5 Best Combi Boilers Published: 21/02/2020 So what is the best Combi Boiler in ? Keeping your home warm is no joke. If you choose the wrong boiler, it could lead to extra expenses fixing or even replacing it entirely. You want a heating system you can rely on – one that will last you a long time with minimal headache. […] Read this article