Building insurance works

Insurance building work

Buildings insurance is crucial in this day and age, helping to cover parts of your property including the roof, windows and walls. It will often even cover fittings such as the bath, toilet and kitchen.

Most buildings insurance schemes will cover damage due to fire, lightening, explosion, theft, vandalism, storms and flooding. More times than not, if you take out a mortgage the lender will insist of buildings cover of some sort. Whilst it’s not compulsory in other circumstances, it’s highly recommended.

If the worst does happen and you end up with damage to your home due to one of the above mentioned events, then you’ll need to find a reputable company to take care of the repairs. The insurance provider won’t do this; they’ll simply foot the bill. Therefore, you need to ensure to find a company that will do a great job.

Property restoration is extremely important and choosing a vetted and reputable contractor is essential. If you’re in need of insurance building work, complete our quick form at the bottom of this page.

Two major reasons for needing property restorers are:

• Flooding

With Britain’s erratic weather conditions, flooding is often an issue for many UK homes. Particularly in low lying areas, flooding can occur most often and will cause damage to not only the exterior walls and foundations but also the interior. With house restoration specialists you can have your property looking as good as new and ensure the foundations are safe and secure.

• Subsidence

Building insurance companies will also provide cover for subsidence issues, and although there’s often a large excess (£1,000) it’s well worth paying. Not only will subsidence issues stop you from selling your property, but it’s also dangerous to have an issue left unrepaired. It’s worth noting that subsidence will only cover the house itself. A property restoration company will be able to correct any subsidence issues and ensure the problem doesn’t escalate.

Property restoration quotes

If you have taken insurance for your property and need an issue fixed, you’ll need to call in professional property restorers. Remember, your insurance provider will cover the costs and the only money you’ll be liable to pay would be the excess.

For up to four FREE quotes from vetted and reputable property restoration companies in your area, just complete our quick form below and hear from the experts.