Loft insulation Costs

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Loft insulation

Loft insulation

The natural direction for heat is up and uninsulated lofts will lose a quarter of your home’s heat. This means you’ll be paying out much more than you need to on energy bills and creating more carbon emissions in the process.

With the recommended amount of loft insulation you can slash your bills for 40 years, for little installation costs and a quick payback.

Whether your home is uninsulated, or is in need of a top-up, read more to find out the savings you’ll make with our loft lagging guide.

How much will I save with loft insulation?

Loft insulation is a great way to save money as it’s installed with minimal hassle and payback is as little as two years.

  • The Energy Saving Trust recommends loft insulation of 270mm in thickness to make the most from its heat saving abilities.

  • And with this recommended level you’ll be saving up to £175 every year. Considering installation costs range between £100 and £350, payback is achievable in just two years.

  • With loft insulation retaining heat and reducing bills for 40 years, you’ll see a brilliant return of investment on your purchase.

  • As well as the financial saving you’ll make, you’ll also be benefitting the environment by reducing your home’s carbon footprint. With the recommended 270mm of lagging you’ll be able to cut emissions by around 720kg a year.

Just topping up your existing loft lagging will help you save more money too, so it’s not just uninsulated properties that will benefit.

Recommended areas to insulate

Insulating your loft will retain heat in the home but will make the area above colder, which could result in pipes and water tanks freezing. This means they need to be insulated.

With cool air in the loft you could find draughts creeping through the loft hatch. This too will need adequate insulation and draught excluding material can be fitted around the frame’s edge.

Loft insulation quotes

Cheap loft insulation is a great way to reduce your bills as most heat loss in your home is through the roof. Lagging helps to retain heat, cutting bills by up to £175 a year.

If you’re interested in reducing your expenses and boosting your finances, complete our quick form and receive up to four FREE loft insulation quotes from vetted and reputable installers.

Average Loft insulation cost

The typical cost of Loft insulation is £600. Costs differ based upon the materials and the contractor selected. The upper price range can be as high as £690. The material costs are in most cases approximately £150

Average price per Loft insulation job in 2021

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Prices based on actual Loft insulation costs, as reported by local Quotatis members.

Loft insulation installation cost in 2021

Labour cost £420
Material cost £150
Waste removal £30
Time frame: 1-3 days

Advantages for Loft insulation

  • You'll prevent up to one half of the heat generated in your home from disappearing
  • Your home will feel warmer in the winter, and cooler in the summer
  • Reduce your energy bills - this could be as much as £200-250 per year with loft insulation
  • Your carbon emissions will also be reduced. This could be as high as 1.4t

Disadvantages for Loft insulation

  • Condensation and damp issues after loft insulation if done incorrectly

Loft insulation Manufacturers

Loft insulation FAQs

Which type of insulation is best?

The best type of insulation for your property will depend on the type of walls and any insulation that’s already present. It’s usually a good idea to have some form of wall insulation as well as loft insulation, as this helps to prevent heat loss in both areas.

Does loft insulation cause condensation

The short and simple answer to this question is yes, loft insulation does cause condensation. Over the years, problems with condensation in loft spaces have become increasingly common. While this may not be harmful in anyway, when the condensation becomes excessive it can lead to more serious issues taking root in your loft like wet rot, dry rot as well as black spot mould. Generally, the best thing to do if you’re concerned about the condensation in your loft space and that it may rapidly become a bigger problem is to get in touch with a damp specialist as soon as possible.


Even though insulating your loft space comes with a wide array of benefits like making the top floor rooms warmer, it’s however comes at the cost of making your loft or room space cooler. Condensation in lofts take place primarily due to the humid air making its way through insulation or other gaps into the loft space and touching a cooler surface which in turn results in beads of moisture on the timbers, lintels as well as the underside of the roof. This is why its always a great idea make use of thermal insulation with a vapour barrier that’s installed on the warmer side of the insulating material.


Condensation in loft is caused by excess moisture in the air and lack of adequate air ventilation. Here are some top reasons that gives rise to this in the loft:

  • Extra insulation has been installed in the loft leading to a restriction on the natural air circulation in the property.
  • When the storage boxes or other items that has been stockpiled in the loft blocks the roof vents.
  • The release of steam and moist air into the loft space by hot water tanks.
How to insulate a loft roof

Insulating your loft roof comes with a wide range of benefits. Not only do you get to maintain a comfortable temperature in your house for longer, but you’ll also get to cut down on your heating bills. If you wish to insulate your loft roof, you’ve come to the right place! This process can be very tedious and time consuming especially if you don’t what you’re doing or lack the required confidence to pull it off. It’s advisable to hire the services of a reputable professional who can guarantee the best results for help and also save you some time and money that can come from potentially costly errors.


Before you start rolling out, you’d have to make sure that all cracks, gaps and holes in the ceiling are filled with either a standard filler or decorators caulk. You can also clean between between the gaps in the joists thoroughly. And finally, check for hazards that can cause you problems before getting stated.

  • Remember to leave ventilation gaps as you start from the eaves. Then work towards the loft’s centre, starting from the point furthest from the hatch.
  • Lay the first layer between the joists which should be 100 mm and then the subsequent layer should be 170 mm to make it up to the recommended 270 mm.
  • Carry the electric cables above the insulation and work around visible light fittings.
  • Cut the roll in the centre of the floor when rolling out from the eaves on both sides with the help of a craft knife. Ensure that there are no gaps between the insulation and the joists’ edges.
  • Lag pipes as you go in order to prevent walking over the insulation to get back to them.
  • Ensure that the loft is totally insulated
  • Insulate the hatch.
How thick should loft insulation be

Over the years there has been an increase in the recommended thickness of loft insulation by the government. Obviously, the reason behind this is pretty simply - the thicker the layer of your loft insulation the bigger your savings. The UK government is very keen to every house in the country to have loft insulation fitted where possible as it helps to minimize the heating demands of these properties. Households get to benefit from loft insulation in so many ways which includes reduced energy energy bills as well as having a home that stays at a more comfortable temperature for longer.


Generally, for the government energy efficiency is crucial as it implies that the highest demand ( which is usually the time of the day when gas or electricity use is at its peak ) reduces, since each building requires slightly less energy. Overall, that ultimately implies that new power plants don’t have to be built which is some nice cost savings for the government.


In the 1980’s, any thickness of loft insulation from 25 mm to 50 mm was considered the standard. But then, building regulations stated that homes should have as much as 100 mm of loft insulation. Over time, this gradually increased to 270mm for new builds and also recommended for other properties, although not essential. As a result of this, there’s always a need to check how much insulation you currently have in your loft before you decide to purchase more. You may discover that you already have something within the range of 20 mm to 200 mm up there and knowing this and the insulation values will assist in determining how much more you’ll need to purchase, if any at all. You should also note that some modern materials can offer the same thermal insulation whilst not being as thick.

How does loft insulation work

A lot of an uninsulated property’s heat is lost through the roof and that’s even more alarming, when you realize this figure is up to a quarter of the total heat of the house. Hence, the tremendous importance of preventing this heat loss through loft insulation which will go a long way to help you against spending unnecessary thousands of pounds on heating bill as well as energy loss.


Loft insulation is an effective method to achieve the desired result, however the question is, how exactly does it work? Well, it’s time to find out!


Using either a fireplace or central heating to heat up your home, a large quantity of that heat would be lost through the roof of your home. Generally, heat rises and when it does, there’s simply no way to prevent it - it’s just science. Escaping by both the conduction and convection methods via your roof, the heat escaping through your ceiling, into the loft space and out into the open air outside can only be significantly reduced by laying loft insulation.


Generally, the added layer of insulation works by trapping the heat inside the room below the loft so as to enable the air within your house to stay warmer for longer. What’s more? The layer of insulation also keeps cold air from the outside from entering your home. As a result, you don’t have to heat your home as much in order to achieve the same temperature for each individual room. Over time, just by doing this you can potentially save hundreds pounds. Getting it installed in your home may actually seem a bit expensive at first, but it’s something that’ll eventually pay off.

Will insulation save me money on my energy bills?

This depends on the amount of insulation already present in your property. However, adding insulation has been proven to improve the energy efficiency of your home and decrease your heating bills, this is more obvious in older properties or where single glazing is still in situ.

What is the best loft insulation

If you have a loft, then the next thing that’s crucial is a loft insulation. Asides from cutting down on your carbon footprint, when you’re able to install an effective loft insulation you can slash your heating bills by up to £250 per year. What’s more? Besides making your home more energy efficient, it can also increase the value of your property a great deal. So if you’re also considering the insulation of your loft, one of the few things that comes to mind is, what loft insulation is the best to incorporate? In order to help you make the best informed decision possible, this post is going to address this issue and put you on the right path.


In truth, there’s no way to say exactly which type of insulation is the best as all types usually have a different purpose as well as usage. The insulation you choose for your home’s loft is be based largely on the how you’re going to make use of the space as well as any unique challenges you might face given the shape of your home’s loft. Below are some types of insulation to give you a better idea:

  • Blanket insulation. This is the most common type that comes in rolls of rock, glass or mineral fibre ( or foil-backed felt ). It normally the most affordable and also a good all-purpose insulation which is easy to fit although not suitable for the roof.
  • Loose-fill insulation. This type of insulation features a loose, lightweight material such as cork granules, cellulose fibre, mineral wool etc. It can either be incorporated as a top up or on its own. The primary drawback is it isn’t very secure and can also be very messy.
  • Sheet insulation. This is the best solution for the roof’s underside as it offers a highly effective insulation for your loft space and can also be decorated over. The drawback here is that it’s usually the most expensive type to purchase and install.
How long does it take to install insulation?

How long it takes to install insulation will depend on the size of your property. In general, loft and cavity wall insulation can be installed in a day or two. External wall insulation will usually take longer to install. The rep or installer will be able to advise you when quoting for the job how long this will be.


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