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Loft insulation

Loft insulation

The natural direction for heat is up and uninsulated lofts will lose a quarter of your home’s heat. This means you’ll be paying out much more than you need to on energy bills and creating more carbon emissions in the process.

With the recommended amount of loft insulation you can slash your bills for 40 years, for little installation costs and a quick payback.

Whether your home is uninsulated, or is in need of a top-up, read more to find out the savings you’ll make with our loft lagging guide.

How much will I save with loft insulation?

Loft insulation is a great way to save money as it’s installed with minimal hassle and payback is as little as two years.

  • The Energy Saving Trust recommends loft insulation of 270mm in thickness to make the most from its heat saving abilities.

  • And with this recommended level you’ll be saving up to £175 every year. Considering installation costs range between £100 and £350, payback is achievable in just two years.

  • With loft insulation retaining heat and reducing bills for 40 years, you’ll see a brilliant return of investment on your purchase.

  • As well as the financial saving you’ll make, you’ll also be benefitting the environment by reducing your home’s carbon footprint. With the recommended 270mm of lagging you’ll be able to cut emissions by around 720kg a year.

Just topping up your existing loft lagging will help you save more money too, so it’s not just uninsulated properties that will benefit.


How much loft insulation do you need?

To fully increase the benefits that loft insulation provides it requires to at least cover the full floor with a gap around the sides for air flow. To measure up for insulation you can simply measure all the areas straight below and include those with each other allowing for wall widths. You don't require to be specific and also you ought to constantly under-estimate so you have additional insulation if called for. One essential point to bear in mind is that insulation must never ever be pressed right into the eaves because it will interfere with airflow.
If you're going for a warm loft then you'll require far more insulation to be able to cover the bottom of the roofing system along with the gable as well as party walls. Measuring up for this kind of task isn't going to be a simple Do It Yourself job so this is most likely a great time to hire the pros!

Recommended areas to insulate

Insulating your loft will retain heat in the home but will make the area above colder, which could result in pipes and water tanks freezing. This means they need to be insulated.

With cool air in the loft you could find draughts creeping through the loft hatch. This too will need adequate insulation and draught excluding material can be fitted around the frame’s edge.


Loft insulation quotes

Cheap loft insulation is a great way to reduce your bills as most heat loss in your home is through the roof. Lagging helps to retain heat, cutting bills by up to £175 a year.

If you’re interested in reducing your expenses and boosting your finances, complete our quick form and receive up to four FREE loft insulation quotes from vetted and reputable installers.

Average Loft insulation cost

The typical cost of Loft insulation is £600. Costs differ based upon the materials and the contractor selected. The upper price range can be as high as £690. The material costs are in most cases approximately £150

Average price per Loft insulation job in 2023

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Prices based on actual Loft insulation costs for your area, as reported by local Quotatis members.

Loft insulation installation cost in your area 2023

Labour cost £420
Material cost £150
Waste removal £30
Time frame: 1-3 days

Advantages for Loft insulation

  • You'll prevent up to one half of the heat generated in your home from disappearing
  • Your home will feel warmer in the winter, and cooler in the summer
  • Reduce your energy bills - this could be as much as £200-250 per year with loft insulation
  • Your carbon emissions will also be reduced. This could be as high as 1.4t

Disadvantages for Loft insulation

  • Condensation and damp issues after loft insulation if done incorrectly

Loft insulation Manufacturers

Loft insulation FAQs

How to insulate a loft roof?

Insulating your loft roof comes with a wide range of benefits. Not only do you get to maintain a comfortable temperature in your house for longer, but you’ll also get to cut down on your heating bills. If you wish to insulate your loft roof, you’ve come to the right place! This process can be very tedious and time consuming especially if you don’t what you’re doing or lack the required confidence to pull it off. It’s advisable to hire the services of a reputable professional who can guarantee the best results for help and also save you some time and money that can come from potentially costly errors.


Before you start rolling out, you’d have to make sure that all cracks, gaps and holes in the ceiling are filled with either a standard filler or decorators caulk. You can also clean between between the gaps in the joists thoroughly. And finally, check for hazards that can cause you problems before getting stated.

  • Remember to leave ventilation gaps as you start from the eaves. Then work towards the loft’s centre, starting from the point furthest from the hatch.
  • Lay the first layer between the joists which should be 100 mm and then the subsequent layer should be 170 mm to make it up to the recommended 270 mm.
  • Carry the electric cables above the insulation and work around visible light fittings.
  • Cut the roll in the centre of the floor when rolling out from the eaves on both sides with the help of a craft knife. Ensure that there are no gaps between the insulation and the joists’ edges.
  • Lag pipes as you go in order to prevent walking over the insulation to get back to them.
  • Ensure that the loft is totally insulated
  • Insulate the hatch.
How to insulate a loft?

Do you know about 25 percent of heat that escapes from an uninsulated house are lost through the roof? Fortunately, roof insulation is something that can done by all DIYers irrespective of their experience levels. However, if you happen to lack the confidence necessary to pull off this, then it’s strongly recommended that you hire the services of a professional who can guarantee the best results and also save you time and money that could arise from potential cost mistakes. Let’s take a look!

  • Clear out all clutter. This involves taking out all the rubbish and clutter from the loft. In order to work effectively, you’ll need a totally clear and empty loft space.
  • Ensure that there’s sufficient insulation. The importance of a good ventilation cannot be overstated. Poor ventilation will result in forming of condensation and this condensation can make the roof timbers rot and compromise the structural integrity of the entire roof. If there are no roof windows which is the easiest way to provide a loft ventilation, the next best option would be to follow the loft floor along to the point where the roof comes down to meet it. There should be a gap at this point, also referred to as the eaves, between the outside wall and the underside of the roof.
  • Measure your loft area. Take a measurement of the loft space in order to calculate the amount of insulation as well as the type you need. If you’re not sure, always get more that it’s required as skimming on the amount you use will only back fire in form of increased energy costs
  • Check for water pipes.


To get started, simply make sure all cracks and gaps in the ceiling are filled using a standard filler or decorator caulk. Once done, clean the gaps in the joists and even to the point of hovering all the dust up. Finally,check for the hazards that can cause you problems before laying the loft insulation.

Is loft insulation flammable?

When thinking about the right insulation material for your loft, some of the first few things that comes to mind is the various properties of that material as well as how good they fit with your home’s needs.naturally, you’d like to ensure that the insulation will be efficient enough to add to the overall energy efficiency of your home, however there are also other features that may not get as much attention but also happens to be equally important. As the primary function of an insulation is to blanket your house to offer a barrier against heat loss, going for an insulation material that’s also fireproof is crucial as loft insulation can burn. Although most insulation materials are fireproof, a myriad of problems can actually make your insulation burn.


For instance, fibreglass insulation is produced using glass combined with plastic polymers and is naturally resistant to fire. However, even at that you’d have to be careful with batts that are supported with foil or paper due to the fact that these materials can burn pretty quickly. Cellulose, on the other hand, is not fireproof and is required to be treated by other flame retardants in order to help reduce combustion. Some of the best insulation materials that are resistant to fire includes the following:

  • Fibre glass. This is made of glass that’s spun into fibres, then combined using plastic polymers. As a result, fiberglass insulation is naturally resistant to fire.
  • Mineral wool. Having a high melting temperature, this insulation material happens to be a great fit for thermal applications due to its superior fire resistant properties. In fact, mineral wool is still naturally non-combustible even if composed of recycled iron and steel by-products, or from actual mineral rock itself.
How much is loft insulation?

More often than not, several homeowners fail to realize there’s so much value sitting right under their roof - the loft. When a loft is insulated, there are so many juicy benefits that can be derived. It can go a long way to save increase you energy savings and several more functions. Therefore, if you really wish to maximize the space under your home’s roof, you’d have to considering insulating it. So how much would it cost to have your loft insulated? Here, you’ll discover the cost of insulating your lofts so you that you can set a budget and start to plan.


The cost of insulating a loft is actually affordable for several individuals, however, this depends on a wide range of factors such as the size of the house as well as the type of insulation being installed. One significant factor is the insulating material that you choose to install. If done properly, you’d be able to prevent heat from escaping through the roof of the house which helps improve energy efficiency and ultimately, save you some money on heating bills.


If you’d prefer to make it a DIY project and you go for a blanket insulation it costs about £5 per m2. therefore, this will cost within the range of £100 to about £150 for a small home.


For a professional service, you’ll be provided with a quote for both the materials and labour. The amount will be based on the number of insulation required, the company hired, your location as well as the method selected. The price to purchase and install blanket insulation  would be between the range of £300 to £400 depending on the size of your home.

How does loft insulation work?

A lot of an uninsulated property’s heat is lost through the roof and that’s even more alarming, when you realize this figure is up to a quarter of the total heat of the house. Hence, the tremendous importance of preventing this heat loss through loft insulation which will go a long way to help you against spending unnecessary thousands of pounds on heating bill as well as energy loss.


Loft insulation is an effective method to achieve the desired result, however the question is, how exactly does it work? Well, it’s time to find out!


Using either a fireplace or central heating to heat up your home, a large quantity of that heat would be lost through the roof of your home. Generally, heat rises and when it does, there’s simply no way to prevent it - it’s just science. Escaping by both the conduction and convection methods via your roof, the heat escaping through your ceiling, into the loft space and out into the open air outside can only be significantly reduced by laying loft insulation.


Generally, the added layer of insulation works by trapping the heat inside the room below the loft so as to enable the air within your house to stay warmer for longer. What’s more? The layer of insulation also keeps cold air from the outside from entering your home. As a result, you don’t have to heat your home as much in order to achieve the same temperature for each individual room. Over time, just by doing this you can potentially save hundreds pounds. Getting it installed in your home may actually seem a bit expensive at first, but it’s something that’ll eventually pay off.

Which type of insulation is best?

The best type of insulation for your property will depend on the type of walls and any insulation that’s already present. It’s usually a good idea to have some form of wall insulation as well as loft insulation, as this helps to prevent heat loss in both areas.

What is the best loft insulation?

If you have a loft, then the next thing that’s crucial is a loft insulation. Asides from cutting down on your carbon footprint, when you’re able to install an effective loft insulation you can slash your heating bills by up to £250 per year. What’s more? Besides making your home more energy efficient, it can also increase the value of your property a great deal. So if you’re also considering the insulation of your loft, one of the few things that comes to mind is, what loft insulation is the best to incorporate? In order to help you make the best informed decision possible, this post is going to address this issue and put you on the right path.


In truth, there’s no way to say exactly which type of insulation is the best as all types usually have a different purpose as well as usage. The insulation you choose for your home’s loft is be based largely on the how you’re going to make use of the space as well as any unique challenges you might face given the shape of your home’s loft. Below are some types of insulation to give you a better idea:

  • Blanket insulation. This is the most common type that comes in rolls of rock, glass or mineral fibre ( or foil-backed felt ). It normally the most affordable and also a good all-purpose insulation which is easy to fit although not suitable for the roof.
  • Loose-fill insulation. This type of insulation features a loose, lightweight material such as cork granules, cellulose fibre, mineral wool etc. It can either be incorporated as a top up or on its own. The primary drawback is it isn’t very secure and can also be very messy.
  • Sheet insulation. This is the best solution for the roof’s underside as it offers a highly effective insulation for your loft space and can also be decorated over. The drawback here is that it’s usually the most expensive type to purchase and install.
How much loft insulation do I need?

Over the years, more and more home and property owners are beginning to realize the huge benefits that can be derived from loft insulation being a worthwhile investment. It’s quite worrisome the way in which energy bills have soared over the past 10 years and loft insulation is a considerable affordable energy efficiency measure that can go a long way to help increase your home’s energy savings.


As far back as the 1980’s, the standard when it comes to insulation thickness was 25 mm to 50 mm which was, at the time, considered to be sufficient. However, building regulations have changed the norm that now states that a new build needs to possess 270 mm of insulation in the loft in order to achieve the required u-value of less than 0.16/m2k based on the standard rock wool or sheep wool insulation.


Generally with loft insulation, there’s a law of depreciating returns which implies that the first couple of insulation centimetres will save you many times the cost of the installation, however an extra layer or centimetre is going to add less value to the point where it’ll no longer be wise or worthwhile to add any further centimetre. Therefore, with cheaper energy prices 30 years back, that additional couple of centimetres was not just worthwhile, but with the recent alarming rises in costs of fuel, that additional £10 savings per year has all of sudden changed to £30 which makes it become a lot more attractive.


If you already have 270 mm of loft insulation, regardless of the material you’re looking to add you’re most likely not going to benefit from a top up. The cost of the materials and installation will definitely be too high for the couple of pounds it’ll save you per year.

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